Financial Advisor in Dubai

Welcome. I’m Pat Macdonald, a Dubai-based financial planner specialising in expatriate financial planning across the UAE. I have over 20 years’ experience advising international clients on wealth management, UK pensions, investment planning, and cross-border tax considerations across Europe and the Middle East.

Fiscal rules vary significantly between countries. My role is to help expatriates structure their finances correctly while living in the UAE — particularly where future relocation to the UK or Europe is likely. I operate as part of a regulated international financial services group with a global footprint.

Location: DIFC, Dubai (in-person and online consultations)
Clients: International expatriates and globally mobile families living in the UAE
Specialisms: Wealth management, investment planning, estate & succession planning, UK pensions (SIPP & QROPS), relocation planning

Frequently Asked Questions

Who do you typically work with?

I work with international expatriates and globally mobile families living in the UAE. Clients often have assets, pensions, or investments in more than one country and want clear, practical advice that takes future relocation into account.

Do you offer online consultations?

Yes. Consultations are available both in person and online, which is particularly useful for clients who travel frequently or are based outside Dubai.

Can you help if I may move to the UK or Europe in the future?

Yes. A large part of my work involves helping clients structure their finances while living in the UAE, with an eye on possible future moves to the UK or Europe. This includes investment planning, pension considerations, and longer-term succession planning.

What types of pensions do you advise on?

Advice commonly covers UK pensions held by expatriates, including International SIPPs and comparisons with alternative overseas arrangements, where appropriate. Any recommendations depend on individual circumstances and long-term objectives.

Is your advice regulated?

I operate as part of a regulated international financial services group and work in accordance with applicable regulatory and professional standards. Full details are discussed during an initial consultation.

How do I get started?

You can get in touch via the contact form or by phone to arrange an initial discussion. This allows us to understand your situation and confirm whether my services are a good fit for your needs.